{"id":988,"date":"2026-05-03T20:01:18","date_gmt":"2026-05-03T20:01:18","guid":{"rendered":"https:\/\/agenthu.com\/%e7%8b%ac%e7%ab%8b%e6%89%bf%e5%8c%85%e5%95%86vs%e5%91%98%e5%b7%a5-%e5%8f%af%e8%83%bd%e6%af%81%e6%8e%89%e4%bc%81%e4%b8%9a%e7%9a%84%e5%b7%a5%e4%bc%a4%e4%bf%9d%e9%99%a9%e9%94%99%e8%af%af\/"},"modified":"2026-05-05T01:09:14","modified_gmt":"2026-05-05T01:09:14","slug":"%e7%8b%ac%e7%ab%8b%e6%89%bf%e5%8c%85%e5%95%86vs%e5%91%98%e5%b7%a5-%e5%8f%af%e8%83%bd%e6%af%81%e6%8e%89%e4%bc%81%e4%b8%9a%e7%9a%84%e5%b7%a5%e4%bc%a4%e4%bf%9d%e9%99%a9%e9%94%99%e8%af%af","status":"publish","type":"post","link":"https:\/\/agenthu.com\/zh-hans\/%e7%8b%ac%e7%ab%8b%e6%89%bf%e5%8c%85%e5%95%86vs%e5%91%98%e5%b7%a5-%e5%8f%af%e8%83%bd%e6%af%81%e6%8e%89%e4%bc%81%e4%b8%9a%e7%9a%84%e5%b7%a5%e4%bc%a4%e4%bf%9d%e9%99%a9%e9%94%99%e8%af%af\/","title":{"rendered":"\u72ec\u7acb\u627f\u5305\u5546vs\u5458\u5de5\uff1a\u53ef\u80fd\u6bc1\u6389\u4f01\u4e1a\u7684\u5de5\u4f24\u4fdd\u9669\u9519\u8bef"},"content":{"rendered":"<h1>1099 \u5458\u5de5 vs W2\u5458\u5de5\uff1a\u53ef\u80fd\u6bc1\u6389\u4f01\u4e1a\u7684\u52b3\u5de5\u4fdd\u9669\u9519\u8bef<\/h1>\n<h2>\u7b80\u5355\u6765\u8bf4<\/h2>\n<p>\u4ee5\u4e3a\u5458\u5de5\u662f1099\u5c31\u4e0d\u7528\u4e70\u52b3\u5de5\u4fdd\u9669,\u662f\u52a0\u5dde\u4f01\u4e1a\u53ef\u80fd\u72af\u7684\u6700\u6602\u8d35\u7684\u9519\u8bef\u4e4b\u4e00.\u52a0\u5ddeAB5\u6cd5\u5f8b\u521b\u5efa\u4e86\u4e25\u683c\u7684&quot;ABC\u6d4b\u8bd5&quot;\u8981\u6c42\u6765\u5b9a\u4e49\u5458\u5de5\u6027\u8d28\uff0c\u641e\u9519\u4e86,\u60a8\u5c06\u9762\u4e34\u5de5\u4f24\u4fdd\u9669\u7f5a\u6b3e\u3001\u8ffd\u6eaf\u4fdd\u8d39\u3001\u7a0e\u52a1\u8d23\u4efb\u548c\u8bc9\u8bbc,\u603b\u8ba1\u53ef\u80fd\u8fbe\u5230\u6570\u5341\u4e07\u7f8e\u5143.<\/p>\n<ul>\n<li>\u52a0\u5ddeAB5\u4f7f\u7528\u4e25\u683c\u7684&quot;ABC\u6d4b\u8bd5&quot;\u8fdb\u884c\u5de5\u4eba\u5206\u7c7b  <\/li>\n<li>\u9519\u8bef\u5206\u7c7b\u7f5a\u6b3e\uff1a\u6bcf\u6b21\u8fdd\u89c4$5,000-$25,000  <\/li>\n<li>\u672a\u4ed8\u5de5\u4f24\u4fdd\u9669\u4fdd\u8d39\u53ef\u8ffd\u6eaf\u5f81\u6536  <\/li>\n<li>\u52b3\u5de5\u4fdd\u9669\u5ba1\u8ba1\u53d1\u73b0\u53ef\u80fd\u5f15\u53d1\u5927\u989d\u4fdd\u8d39\u8865\u7f34<\/li>\n<\/ul>\n<h2>\u52a0\u5ddeAB5\u6cd5\u5f8b\uff1aABC\u6d4b\u8bd5<\/h2>\n<p>\u81ea2020\u5e741\u6708\u8d77,\u52a0\u5dde\u6cd5\u5f8b(AB5)\u63a8\u5b9a\u6240\u6709\u5de5\u4eba\u90fd\u662fW2\u5458\u5de5,\u9664\u975e\u5de5\u4eba\u6ee1\u8db3abc\u6d4b\u8bd5\u76843\u4e2a\u6761\u4ef6\uff0c\u624d\u53ef\u4ee5\u88ab\u5b9a\u4e3a1099\u627f\u5305\u5546\u3002<br \/><strong>\u6761\u4ef6A\uff1a<\/strong> \u5de5\u4eba\u5728\u6267\u884c\u5de5\u4f5c\u65f6\u4e0d\u53d7\u96c7\u4e3b\u7684\u63a7\u5236 <\/p>\n<p><strong>\u6761\u4ef6B\uff1a<\/strong> \u5de5\u4eba\u6267\u884c\u7684\u5de5\u4f5c\u4e0d\u96c7\u4e3b\u5728\u7684\u901a\u5e38\u4e1a\u52a1\u8303\u56f4\u4e4b\u5916 <\/p>\n<p><strong>\u6761\u4ef6C\uff1a<\/strong> \u5de5\u4eba\u901a\u5e38\u4ece\u4e8b\u4e0e\u6240\u6267\u884c\u5de5\u4f5c\u6027\u8d28\u76f8\u540c\u7684\u72ec\u7acb\u5efa\u7acb\u7684\u884c\u4e1a\u3001\u804c\u4e1a\u6216\u4e1a\u52a1<\/p>\n<p><strong>\u5173\u952e\u8981\u70b9\uff1a<\/strong> \u4e09\u4e2a\u6761\u4ef6\u5fc5\u987b\u5168\u90e8\u6ee1\u8db3.\u4efb\u4e00\u6761\u4ef6\u5931\u8d25,\u5de5\u4eba\u5c31\u662fW2\u5458\u5de5.<\/p>\n<p><strong>\u5e38\u89c1\u9519\u8bef\u5206\u7c7b\u573a\u666f\uff1a<\/strong><\/p>\n<ul>\n<li>\u9910\u5385\u4f7f\u7528&quot;\u627f\u5305\u5546&quot;\u5916\u5356\u53f8\u673a\u2192\u53ef\u80fd\u662fW2\u5458\u5de5\uff08\u6761\u4ef6B\u5931\u8d25)  <\/li>\n<li>\u5efa\u7b51\u516c\u53f8\u4f7f\u7528&quot;\u627f\u5305\u5546&quot;\u52b3\u5de5\u2192\u53ef\u80fd\u662fW2\u5458\u5de5\uff08\u6761\u4ef6A\u548cB\u5931\u8d25)  <\/li>\n<li>\u6e05\u6d01\u516c\u53f8\u4f7f\u7528&quot;\u627f\u5305\u5546&quot;\u6e05\u6d01\u5de5\u2192\u53ef\u80fd\u662fW2\u5458\u5de5\uff08\u6761\u4ef6A\u548cB\u5931\u8d25)<\/li>\n<\/ul>\n<h2>\u52b3\u5de5\u4fdd\u9669\u540e\u679c<\/h2>\n<h3>\u76f4\u63a5\u8d22\u52a1\u5904\u7f5a<\/h3>\n<p><strong>\u672a\u4ed8\u4fdd\u8d39\uff1a<\/strong> \u5f53\u5de5\u4f24\u4fdd\u9669\u5ba1\u8ba1\u53d1\u73b0\u9519\u8bef\u5206\u7c7b\u7684\u5de5\u4eba\u65f6,\u4fdd\u9669\u516c\u53f8\u8ba1\u7b97\u5e94\u652f\u4ed8\u7684\u989d\u5916\u4fdd\u8d39\uff1a<\/p>\n<ul>\n<li>\u5bf9\u6240\u6709\u9519\u8bef\u5206\u7c7b\u5de5\u4eba\u7684\u8ffd\u6eaf\u4fdd\u8d39\u8bc4\u4f30  <\/li>\n<li>\u989d\u5916\u4fdd\u8d39\u6309\u6700\u9ad8\u9002\u7528\u5206\u7c7b\u4ee3\u7801\u8ba1\u7b97  <\/li>\n<li>\u672a\u4ed8\u4fdd\u8d39\u5229\u606f\uff08\u901a\u5e38\u5e74\u5229\u738710-15%)  <\/li>\n<li>\u5ba1\u8ba1\u8d39\u7528\u548c\u884c\u653f\u6536\u8d39<\/li>\n<\/ul>\n<p><strong>\u793a\u4f8b\uff1a<\/strong> \u4e00\u5bb6\u5efa\u7b51\u516c\u53f810\u540d\u9519\u8bef\u5206\u7c7b\u5de5\u4eba\uff0c\u6301\u7eed2\u5e74\uff1a<\/p>\n<ul>\n<li>\u989d\u5916\u4fdd\u8d39\uff1a$50,000-$150,000  <\/li>\n<li>\u5229\u606f\uff1a$10,000-$30,000  <\/li>\n<li>\u7f5a\u6b3e\uff1a\u6bcf\u540d\u5de5\u4eba$5,000-$25,000  <\/li>\n<li>\u603b\u98ce\u9669\u655e\u53e3\uff1a$100,000-$400,000\u4ee5\u4e0a<\/li>\n<\/ul>\n<p><strong>\u65e0\u4fdd\u9669\u7684\u5de5\u4f24\u4fdd\u9669\u5904\u7f5a\uff1a<\/strong><\/p>\n<ul>\n<li>\u9996\u6b21\u8fdd\u89c4\uff1a\u6bcf\u540d\u5458\u5de5$2,000\uff08\u603b\u8ba1\u6700\u9ad8$100,000)  <\/li>\n<li>\u540e\u7eed\u8fdd\u89c4\uff1a\u6bcf\u6b21$10,000-$100,000  <\/li>\n<li>\u6545\u610f\u4e0d\u8d2d\u4e70\u4fdd\u9669\u53ef\u80fd\u9762\u4e34\u5211\u4e8b\u5904\u7f5a  <\/li>\n<li>\u53d1\u51fa\u505c\u5de5\u4ee4,\u76f4\u5230\u83b7\u5f97\u4fdd\u9669<\/li>\n<\/ul>\n<h3>\u8d85\u8d8a\u5de5\u4f24\u4fdd\u9669\uff1a\u8fde\u9501\u540e\u679c<\/h3>\n<p><strong>EDD\uff08\u5c31\u4e1a\u53d1\u5c55\u90e8\uff09\uff1a<\/strong><\/p>\n<ul>\n<li>\u5931\u4e1a\u4fdd\u9669\u8865\u7f34  <\/li>\n<li>\u5dde\u6b8b\u75be\u4fdd\u9669\u8865\u7f34  <\/li>\n<li>\u4e2a\u4eba\u6240\u5f97\u7a0e\u9884\u6263\u4e49\u52a1  <\/li>\n<li>EDD\u7f5a\u6b3e\uff1a\u6bcf\u6b21\u8fdd\u89c4$5,000-$25,000<\/li>\n<\/ul>\n<p><strong>IRS\uff1a<\/strong><\/p>\n<ul>\n<li>\u8054\u90a6\u5c31\u4e1a\u7a0e\u8d23\u4efb  <\/li>\n<li>FICA\uff08\u793e\u4f1a\u4fdd\u969c\u548c\u533b\u7597\u4fdd\u9669)\u8865\u7f34  <\/li>\n<li>\u9519\u8bef\u5206\u7c7b\u7684\u8054\u90a6\u7f5a\u6b3e<\/li>\n<\/ul>\n<p><strong>\u8bc9\u8bbc\uff1a<\/strong><\/p>\n<ul>\n<li>\u9519\u8bef\u5206\u7c7b\u5de5\u4eba\u53ef\u8d77\u8bc9\uff1a\n<ul>\n<li>\u672a\u4ed8\u52a0\u73ed\u8d39  <\/li>\n<li>\u7528\u9910\u548c\u4f11\u606f\u65f6\u95f4\u8fdd\u89c4  <\/li>\n<li>\u4e1a\u52a1\u8d39\u7528\u62a5\u9500  <\/li>\n<li>\u7b49\u5f85\u65f6\u95f4\u7f5a\u6b3e\uff08\u6700\u9ad830\u5929\u5de5\u8d44)<\/li>\n<\/ul>\n<\/li>\n<li>\u591a\u540d\u5de5\u4eba\u9519\u8bef\u5206\u7c7b\u65f6\u7684\u96c6\u4f53\u8bc9\u8bbc\u98ce\u9669  <\/li>\n<li>\u79c1\u4eba\u68c0\u5bdf\u957f\u6cd5\u6848(PAGA)\u7d22\u8d54<\/li>\n<\/ul>\n<h2>\u9ad8\u98ce\u9669\u884c\u4e1a<\/h2>\n<p><strong>\u5efa\u7b51<\/strong> \u2014 \u52a0\u5dde\u9519\u8bef\u5206\u7c7b\u7387\u6700\u9ad8 <strong>\u8fd0\u8f93\u548c\u914d\u9001<\/strong> \u2014 \u76d1\u7ba1\u90e8\u95e8\u79ef\u6781\u6267\u6cd5 <strong>\u6e05\u6d01\u548c\u4fdd\u6d01<\/strong> \u2014 \u9ad8\u6267\u6cd5\u4f18\u5148\u7ea7 <strong>\u519c\u4e1a<\/strong> \u2014 \u5b63\u8282\u6027\u5de5\u4eba\u5206\u7c7b\u6311\u6218<\/p>\n<h2>\u5982\u4f55\u4fdd\u62a4\u60a8\u7684\u4f01\u4e1a<\/h2>\n<h3>1. \u5ba1\u8ba1\u5f53\u524d\u5206\u7c7b<\/h3>\n<ul>\n<li>\u5ba1\u67e5\u6bcf\u4f4d\u88ab\u5206\u7c7b\u4e3a\u72ec\u7acb\u627f\u5305\u5546\u7684\u5de5\u4eba  <\/li>\n<li>\u8bda\u5b9e\u5e94\u7528ABC\u6d4b\u8bd5  <\/li>\n<li>\u5982\u679c\u4efb\u4e00\u6761\u4ef6\u5931\u8d25,\u5c06\u5de5\u4eba\u91cd\u65b0\u5206\u7c7b\u4e3a\u5458\u5de5  <\/li>\n<li>\u4e3a\u6bcf\u4f4d\u5de5\u4eba\u8bb0\u5f55\u60a8\u7684\u5206\u6790<\/li>\n<\/ul>\n<h3>2. \u6b63\u786e\u7684\u72ec\u7acb\u627f\u5305\u5546\u5173\u7cfb<\/h3>\n<p>\u5bf9\u4e8e\u771f\u6b63\u7b26\u5408\u627f\u5305\u5546\u6761\u4ef6\u7684\u5de5\u4eba\uff1a<\/p>\n<ul>\n<li>\u4e66\u9762\u72ec\u7acb\u627f\u5305\u5546\u534f\u8bae  <\/li>\n<li>\u5de5\u4eba\u63d0\u4f9b\u81ea\u5df1\u7684\u5de5\u5177\u548c\u8bbe\u5907  <\/li>\n<li>\u5de5\u4eba\u63a7\u5236\u5de5\u4f5c\u65b9\u5f0f\u3001\u65f6\u95f4\u548c\u5730\u70b9  <\/li>\n<li>\u5de5\u4eba\u6709\u591a\u4e2a\u5ba2\u6237\uff08\u4e0d\u4ec5\u4ec5\u662f\u60a8\u7684\u4f01\u4e1a)  <\/li>\n<li>\u5de5\u4eba\u62e5\u6709\u81ea\u5df1\u7684\u5546\u4e1a\u5b9e\u4f53\u548c\u4fdd\u9669<\/li>\n<\/ul>\n<h3>3. \u786e\u4fdd\u6b63\u786e\u7684\u5de5\u4f24\u4fdd\u9669\u8986\u76d6<\/h3>\n<ul>\n<li>\u9a8c\u8bc1\u6240\u6709\u5206\u5305\u5546\u662f\u5426\u62e5\u6709\u81ea\u5df1\u7684\u5de5\u4f24\u4fdd\u9669  <\/li>\n<li>\u4ece\u6240\u6709\u5206\u5305\u5546\u83b7\u53d6\u4fdd\u9669\u8bc1\u4e66  <\/li>\n<li>\u5728\u6240\u6709\u5206\u5305\u5546\u534f\u8bae\u4e2d\u5305\u542b\u5de5\u4f24\u4fdd\u9669\u8981\u6c42  <\/li>\n<li>\u6bcf\u5e74\u5ba1\u8ba1\u5206\u5305\u5546\u4fdd\u9669<\/li>\n<\/ul>\n<h3>4. \u4e0e\u4e13\u4e1a\u7684\u4fdd\u9669\u7ecf\u7eaa\u4eba\u5408\u4f5c<\/h3>\n<ul>\n<li>\u9009\u62e9\u4e86\u89e3\u52a0\u5ddeAB5\u548c\u5de5\u4f24\u4fdd\u9669\u7684\u7ecf\u7eaa\u4eba  <\/li>\n<li>\u4e3b\u52a8\u5b89\u6392\u5e74\u5ea6\u5de5\u4f24\u4fdd\u9669\u5ba1\u8ba1  <\/li>\n<li>\u786e\u4fdd\u5206\u7c7b\u4ee3\u7801\u6b63\u786e  <\/li>\n<li>\u5b9a\u671f\u5ba1\u67e5\u7ecf\u9a8c\u4fee\u6b63\u7cfb\u6570<\/li>\n<\/ul>\n<h2>\u7ed3\u8bba<\/h2>\n<p>\u5de5\u4eba\u9519\u8bef\u5206\u7c7b\u662f\u52a0\u5dde\u4f01\u4e1a\u7684\u5b9a\u65f6\u70b8\u5f39.\u4ec5\u5de5\u4f24\u4fdd\u9669\u7684\u540e\u679c\u5c31\u53ef\u80fd\u9020\u6210\u6bc1\u706d\u6027\u6253\u51fb,\u800c\u8fde\u9501\u7684EDD\u3001IRS\u548c\u6cd5\u5f8b\u98ce\u9669\u4f7f\u5176\u66f4\u52a0\u5371\u9669.\u6700\u4f73\u7b56\u7565\u662f\u73b0\u5728\u5ba1\u8ba1\u60a8\u7684\u52b3\u52a8\u529b,\u6b63\u786e\u5206\u7c7b,\u5e76\u4fdd\u6301\u9002\u5f53\u7684\u6587\u4ef6\u8bb0\u5f55.<\/p>\n<p>\u90a6\u5b81\u4fdd\u9669\u5e2e\u52a9\u52a0\u5dde\u4f01\u4e1a\u5e94\u5bf9\u5de5\u4eba\u5206\u7c7b\u548c\u5de5\u4f24\u4fdd\u9669\u7684\u590d\u6742\u4ea4\u96c6.\u6211\u4eec\u786e\u4fdd\u60a8\u7684\u8986\u76d6\u6b63\u786e,\u5206\u7c7b\u5408\u89c4,\u4f01\u4e1a\u53d7\u5230\u4fdd\u62a4.<\/p>\n<hr>\n<p><strong>\u90a6\u5b81\u4fdd\u9669\uff0c\u4fdd\u9669\u5e2e\u60a8\uff01<\/strong><br \/><strong>\u6211\u4eec\u662f\u4e13\u4e1a\u7684\u72ec\u7acb\u4fdd\u9669\u4ee3\u7406\u516c\u53f8\uff0c\u4e3a\u60a8\u91cf\u8eab\u5b9a\u5236\u4fdd\u969c\u65b9\u6848\u3002<\/strong><br \/>          <strong>\u8d44\u6df1\u56e2\u961f\uff0c\u7ecf\u9a8c\u4e30\u5bcc\uff0c\u8d34\u5fc3\u670d\u52a1\uff0c\u503c\u5f97\u4fe1\u8d56\uff01<\/strong><\/p>\n<hr>\n<h2>\u8054\u7cfb\u65b9\u5f0f<\/h2>\n<p><strong>\u90a6\u5b81\u4fdd\u9669 (Pepper Hu Insurance Agency)<\/strong><\/p>\n<p>\ud83d\udcde \u7535\u8bdd: 626-666-6664<br \/>\ud83c\udf10 \u7f51\u7ad9: <a href=\"https:\/\/agenthu.com\">agenthu.com<\/a><br \/>\u2709\ufe0f \u90ae\u7bb1: <a href=\"mailto:info@agenthu.com\">info@agenthu.com<\/a><br \/>\ud83d\udccd \u5730\u5740: Walnut, CA &amp; Irvine, CA  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>1099 \u5458\u5de5 vs 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